A note of caution – Before making any lump sum payment, check your loan documents to see whether there would be any penalty for this prepayment. Also, be sure to notify your lender to apply any extra payments to the principal balance of your loan. Use this calculator to see the impact of using a lump sum payment to pay off debt.
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Lump sum calculator. Depositing the occasional financial windfall into your home loan – your annual tax return for example – could make a big difference to how quickly you pay off your home loan and how much interest you pay. Use our lump sum calculator to see what this could look like for you.
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Free loan calculator to determine repayment plan, interest cost, and amortization schedule of conventional amortized loans, deferred payment loans, and bonds. Also, learn more about different types of loans, experiment with other loan calculators, or explore other calculators addressing finance, math, fitness, health, and many more.
Calculation results are approximations and for information purposes only. Interest is accrued daily and charged as per the payment frequency. rates used for calculations are not considered rate guarantees or offers.