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There are plenty of lenders out there that will give you an auto loan the day after you file for bankruptcy. The difference between pre-discharge and post-discharge is the interest rate. I waited until after discharge and got a 7% auto loan instead of 20%. If it’s your only vehicle it won’t affect your discharge. It’s just not a good idea.

If your auto loan has been discharged in bankruptcy, it could help you when you buy a new car. Learn more about going through bankruptcy at Bankrate.com.

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What is a bad credit auto loan? bad credit loans are specialized financing plans that shoppers with damaged credit can obtain when convention lenders (banks, credit unions, OEM finance companies) won’t approve them for a vehicle loan. Initially, your bad credit loan will be funded by a car dealership and later assigned or sold to a finance.

Lenders see a bankruptcy as a big black mark on your credit report, so is there any point in applying for a car loan right after your discharge? Bankruptcy is not something to be ashamed of and you shouldn’t be afraid to apply for auto loans because of the black mark on your credit report. It’s

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Getting your first post-bankruptcy car loan. Justin Harelik @Westgate_Law . June 23, 2015 in Auto Loans. Dear Bankruptcy Adviser, My wife and I filed Chapter 7 in 2005. We kept our home. We have a.

Apply for a car loan at a dealership or through rbc royal bank. We offer flexible financing for all types of vehicles, including RVs and boats.

Other loan details: Borrow a minimum of $5,000; Once you’ve been approved for a CIBC Personal Car Loan, your information only needs to be updated for future credit applications; To make scheduled payments from your CIBC account at no charge with an Electronic Fund Transfer (EFT) Pay off all or part of the loan at any time without penalty